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Programs and Initiatives

Homeownership Assistance Loan Program - applications available April 3, 2017

The 2017 Fact Sheet for the Homeownership Assistance Loan program is online for your information. The program aims to help eligible renters buy a home in the City or County of Peterborough. Applications will be available beginning on April 3, 2017.

If you are thinking of applying in April, you can do a few things to prepare:

  • Get written mortgage pre-approval from a CMHC approved lender;
  • File your 2016 income tax return (make copies of 2016 T1 General or 2016 Notice of Assessment);
  • Make copies of two pieces of government issued identification (to verify your status in Canada and that you are at least 18 years old) - one piece must be photo ID;
  • Get written verification that you are currently renting;
  • Review the information at CMHC's Home Buyer education website;
  • Review the 2017 Fact Sheet to check if your household may be eligible; and 
  • Keep checking this website or call 705-742-7777 extension 4663 (HOME) for updates.

If there are multiple adults in your household, please prepare copies of their identification and 2016 T1 General/Notice of Assessment to verify status in Canada, age, and total household income.

There is no waiting list for this program. Subject to availability, loans are offered on a first-come, first serve basis. The Program ends when funding has been allocated, or December 1. Program updates for 2017 will be uploaded when available.

Note: Funds have been provided by the Government of Canada and the Province of Ontario. 



Peterborough Renovates Program - 2017 Guidelines available soon

The Peterborough Renovates Program (PRP) is one of several housing programs offered by the City of Peterborough that are supported by the 10-year Housing and Homelessness Plan for Peterborough. PRP provides loans and grants to low and moderate income homeowners, in the City and County of Peterborough, with needed repairs, including accessibility and efficiency upgrades.  Accessibility grants up to $5,000 and forgivable loans up to $25,000 are available. This 2016 Program Backgrounder outlines some key points about the Peterborough Renovates Program (will be updated for 2017 program).

Some types of building repairs and upgrades that may be eligible under this program include:

  • Foundational and structural, heating systems, windows, exterior doors, roofs, septic systems, water supply, electrical and plumbing, and accessibility features

Habitat for Humanity Peterborough & District is the delivery agent for this program. Please direct questions and requests for application packages to Habitat for Humanity by phone, email or in person. 

    Habitat for Humanity, Peterborough
    Phone 705-750-1456 or toll free 1-855-750-1456

    Street Address  550 Braidwood Ave. Peterborough ON  K9J1W1 
    Hours Monday to Friday from 9:00a.m. to 4:00p.m. 

    Note: Funds have been provided by the Government of Canada and the Province of Ontario. 


    Program funding begins in April of each year and is delivered on a first-come, first-served basis to eligible applicants, while funding is available. Applications will be available until September and processed as funding is available. When funding for each year has been expended, applicants will be placed on a waiting list until more funding is available under that year's allocation (some exceptions may apply).



    Rent Supplement Programs

    Rent supplements help people with low-incomes by making rent more affordable in the City and County of Peterborough.  Through an application, rent supplements assist people in financial need and people who are on the Centralized Waiting List for social Housing. There are two ways that the rent supplement amount is determined: flat-rate or geared-to-income.

    • Flat-rate rent supplements involve $100-$250 per month paid to the landlord. Low-income verification is required for eligibility.
    • Geared-to-income rent supplements bring the cost of rent for the tenant to 30% of their monthly income, plus or minus utility amounts.  The rent supplement pays the remaining amount to the landlord.  If the tenant’s income, income source or household composition changes, then both the supplement and the amount of rent they are required to pay may change.  Low-income verification is required for eligibility.

    Some rent supplements are attached to units in specific buildings.  Others are “portable”, which means that the tenant can move and the rent supplement can be transferred along with them into their new home.  Rent supplement availability is limited.

    Details on where to apply and the types of rent supplement:


    Rent Supplement Type

    For Example

    Housing Access Peterborough

    526 McDonnel Street Peterborough


    Geared-to-income supplement, paid to landlord

    Based on income verification and eligibility, 30% of Jane's monthly household employment income is $500.  Her rent is $750, therefore the rent supplement amount is $250.

    Housing Resource Centre

    540 George Street Peterborough


    Flat-rate supplement, paid to landlord Based on Joe's income verification and eligibility $200 is the set rate of his rent supplement.

    If you are a private landlord who is looking for more information on the Rent Supplement Program, please contact Housing Access Peterborough at 705-742-0439 or Housing Resource Centre at 705-743-2272.

    This Rent Supplement Program Outline provides additional information about the rent supplement programs in the City and County of Peterborough.