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FLOODING

In the event of a forecasted or occurring flood situation, know what you can do to be prepared. Refer to the links below.

Sandbagging Dike Construction Tips

Basement Flood Reduction

Flood Ready - Government of Canada

What to do before and after a flood

Flooding and your health

Power Outages

Please refer to the Otonabee Regional Conservation Authority (ORCA) for further information/updates.

 72 hrs......Are You Prepared?.....Prepare Now

Your best protection in any emergency/disaster is knowing what to do....PREPARE NOW.  Ensure you, your family and your property are protected.  Don't forget your PETS and those with DISABILITIES OR SPECIAL NEEDS.  Everyone should be prepared to take care of themselves and their families for up to 72 hours in the event of an emergency/disaster. 

INSURANCE

If flooding is imminent take before and after pictures for insurance purposes.

Ensure you have copies of all important documents (i.e. insurance policies).

Insurance pays for …

Insurance pays for only those types of losses described in your contract. It is very important that you read your policy and/or talk to your insurance representative about what you are covered for and what you’re not. Insurance will not pay for every problem that you may encounter, nor is it a maintenance contract. Insurance is generally intended – and priced accordingly – to help policyholders cope with the financial consequences of unpredictable events that are "sudden and accidental."  If, for example, you live on a floodplain by a river, flooding of your property in the spring is not sudden or accidental; it is inevitable and, therefore, may be uninsurable. 

Sewer Back-Up …

This coverage is useful in some low-lying areas, especially if your area has storm and sanitary sewers combined.  You may also want to install a back-flow prevention device, where permitted by local codes.